Sapphire Homes under $3 million

Sapphire Homes under $3 million

Welcome to Sapphire, North Carolina—a hidden gem nestled in the breathtaking Blue Ridge Mountains. Known for its stunning natural beauty, Sapphire boasts lush forests, pristine lakes, and an abundance of outdoor activities that attract nature lovers and adventure seekers alike. With its elevation offering cooler temperatures in the summer and a picturesque winter wonderland, Sapphire is the perfect year-round destination for those looking to escape the hustle and bustle of city life.

Sapphire is not just about stunning landscapes; it also offers a close-knit community feel, with charming local shops, delightful eateries, and a variety of cultural events that bring residents together. Whether you’re exploring the scenic trails of the nearby Panthertown Valley or enjoying a round of golf at one of the local courses, there’s always something to keep you engaged and entertained.

For those in the market for a new home, Sapphire presents an impressive selection of properties under $3 million. From cozy mountain cabins to luxurious estates with breathtaking views, there’s a home to suit every taste and lifestyle. Imagine waking up to the sound of chirping birds and the sight of misty mountains right outside your window.

Investing in real estate in Sapphire means embracing a lifestyle filled with tranquility, adventure, and community spirit. Whether you’re looking for a vacation retreat or a permanent residence, Sapphire is a place where dreams come true. Explore the possibilities and discover your perfect mountain home in this enchanting corner of North Carolina!

Newest Sapphire Homes under $3 million

43 Kiwi Ln Unit 12, Sapphire
$374,000
2 Beds ⋅ 3 Baths ⋅ 1004370 MLS ⋅ Chestnut Ridge BLDG.
Nestled within the peaceful Chestnut Ridge community of Sapphire Valley, this charming townhome offers the perfect mountain retreat with a comfortable, functional floor plan. Featuring two bedrooms and two-and-a-half bathrooms, the home is designed for easy living with the primary suite, laundry, and powder room all conveniently located on the main level. The inviting living area is anchored by a cozy wood-burning fireplace, creating the perfect setting to gather after a day of enjoying the mountains. Upstairs, you'll find a spacious second bedroom, a full bathroom, and a versatile loft that serves beautifully as a home office, reading nook, or additional sitting area. Step outside to the private rear deck, ideal for grilling, morning coffee, or unwinding with an evening cocktail while taking in the peaceful surroundings. Ownership includes access to the Sapphire Valley Masters Association amenities, including indoor and outdoor pools, a fitness center, golf, tennis, pickleball, winter skiing, Fairfield Lake access, and more. Conveniently located just a short drive from Sapphire and Cashiers, enjoy easy access to shopping, dining, parks, concerts, community events, and the local library. Whether you're searching for a low-maintenance mountain getaway, a lock-and-leave second home, or an investment property suited for vacation or long-term rentals, this townhome offers outstanding flexibility and value.

43 Kiwi Ln Unit 12, Sapphire
240 Whitewater Ridge Rd, Sapphire
$2,625,000
4 Beds ⋅ 5 Baths ⋅ 1004353 MLS
This remarkable 15-acre retreat pairs sweeping mountain vistas with polished, modern comfort in the gated community of Whitewater Ridge. Built in 2021 at an elevation of approximately 3,800 feet, this four-bedroom, four-and-a-half-bath custom residence captures long-range views and breathtaking sunrises from nearly every room and adjoins National Forest land with access to the Whitewater River. Natural light fills the open kitchen and dining area, where Sub-Zero and Thermador appliances, a butler's pantry, and seamless access to a screened porch with built-in grill make entertaining effortless. Three stone fireplaces warm the great room, Carolina room, and lower-level family room. The main-level primary suite offers privacy, while two upstairs guest suites, a loft office, and a flexible bonus room provide generous accommodations. Downstairs, an additional bedroom, full bath, family room, and second laundry closet add exceptional versatility. The mudroom off the kitchen connects to an oversized two-car garage, with unfinished bonus space above offering flexibility for the new owner to customize. Foam-seal insulation, buried utilities, one-gigabit fiber-optic service, smart thermostats, security cameras, whole-home water filtration, an encapsulated crawlspace, and a generator support comfort and peace of mind. Fresh exterior paint (2025) adds further appeal and furnishings convey with limited exclusions. Beyond the doorstep, community trails lead toward the Whitewater River for enjoying nature and pristine trout fishing waters. The community pavilion and pond and nearby Whitewater Falls/Gorges State Park invite outdoor exploration. Arrange your private tour and experience this exceptional sanctuary firsthand.

240 Whitewater Ridge Rd, Sapphire
496 Trays Island Rd, Sapphire
$1,050,000
3 Beds ⋅ 6 Baths ⋅ 1004063 MLS
Tucked into a tranquil wooded setting, this lovingly maintained mountain retreat feels welcoming from the moment you arrive. A stream winds through the terraced landscape, while generous living spaces and inviting decks set the scene for quiet mornings, lively gatherings, and memories made over the years. Three bedrooms, including a primary suite on each main living level, four full bathrooms, two half bathrooms, and versatile bonus spaces offer room to settle in. A two-car garage and ample parking welcome guests. On the main level, vaulted ceilings and abundant windows fill the living and dining rooms with light. A floor-to-ceiling stone gas fireplace invites cozy evenings, while a built-in dining room buffet with a granite countertop makes hosting easy. The spacious kitchen features stainless steel appliances, quartz countertops, and a casual dining area that opens to a covered deck — an inviting spot for morning coffee amid the sounds of nature. The main-level primary suite includes dual vanities and a walk-in closet. An additional bedroom, a full bathroom, a laundry room, a walk-in pantry, and a half bathroom near the garage-side entry add convenience. Hardwood, carpet, and tile flooring, abundant storage, and bathrooms with marble and stone finishes and large walk-in showers complement the home. An upstairs loft offers space for fitness, crafts, or play. Covered, open, and wraparound decks invite long conversations and peaceful afternoons overlooking the grounds, with seasonal partial golf-course views framed by the forest. A side grilling area includes a propane line. The lower level offers a second primary suite with an oversized bathroom, dual vanities, and a large walk-in closet. Two bonus rooms share a full bathroom, with an additional half bathroom nearby. A kitchenette with a sink, space for an ice maker and wine cooler, and an eat-up bar serves a living area with a stone gas fireplace. Recreation space and a covered, screened deck offer more places to unwind. Near Sapphire Resort amenities and Lake Fairfield, with access to Cashiers, Highlands, and Brevard, enjoy mountain-town dining, shopping, hiking, waterfalls, fishing, and lake adventures. Asheville Regional Airport provides a convenient connection. Whether a full-time residence, mountain getaway, potential investment, or a home to enjoy across generations, this warm retreat is ready for its next chapter.

496 Trays Island Rd, Sapphire
380 Rock Creek Ct, Sapphire
$779,000
3 Beds ⋅ 2 Baths ⋅ 1004279 MLS
Tucked into a peaceful cul-de-sac on more than an acre at 3,600 ft. elevation, this meticulously maintained Sapphire Valley home offers inviting spaces inside and out. Custom-built for its original owners by one of the area’s leading builders, the mostly furnished home features an open floor plan and 12-inch-wide wood plank floors throughout. The kitchen includes an Elmira dual-fuel stove, a newer refrigerator, rounded-edge countertops, a farmhouse sink, an under-counter microwave, and under-cabinet lighting. A laundry room just off the kitchen adds to the convenience of one-level living. The primary suite features a custom closet system and a tiled bathroom with a soaking tub and electric radiant floor heating. On the opposite side of the home, two spacious guest bedrooms share a bathroom. The screened back porch is a highlight, with a stone fireplace and warm lighting that make it inviting from afternoon into evening. It overlooks more than 11 acres of land protected by a conservation easement, providing a peaceful backdrop. The front porch offers another place to enjoy the landscaped yard, locust fence, and rock-walled gardens. A ramp offers easier access to the home, and the detached two-car garage includes overhead storage. A whole home generator offers additional convenience and peace of mind. Sapphire Valley dining is close by, with the shops and restaurants of Cashiers just a few miles away. Ownership also includes access to Sapphire Valley amenities, including golf, tennis, indoor and outdoor pools, a fitness center, and more.

380 Rock Creek Ct, Sapphire
112 Lupton Rd, Sapphire
$1,050,000
3 Beds ⋅ 4 Baths ⋅ 1004022 MLS
Welcome to a beautifully maintained and completely furnished mountain retreat in the desirable Whisper Lake community of Sapphire, NC. Offered turnkey and move-in ready, this three-bedroom, three-and-a-half-bathroom home offers a flexible floor plan with inviting spaces for family and guests. The main level features a warm and welcoming living area with comfortable mountain-style finishes, an open kitchen and dining area, and access to a screened-in back porch designed for relaxing and outdoor entertaining. The upper level offers a private loft with its own deck, separate from the one-bedroom, one-bathroom area, creating a wonderful space for an office or reading area. The lower level provides a spacious family room and game area, complete with a pool table, along with access to a deck and a small outdoor dog run. Whether enjoying quiet mornings, entertaining friends, or gathering for game night, there is room for everyone to spread out and enjoy the mountain lifestyle. A detached single-car garage adds convenience, with a bonus room above offering additional flexible space for a studio, office, or hobby room. A circular paved driveway provides easy access and plenty of parking. Located in Whisper Lake, owners enjoy access to the lake and the many amenities available through the Sapphire Valley Master Association, including golf, tennis, pickleball, swimming, fitness facilities, hiking trails, skiing, and year-round recreational opportunities. Conveniently located near Cashiers and a short drive to Highlands, 112 Lupton Road offers the ideal combination of comfort, flexibility, recreation, and turnkey mountain living.

112 Lupton Rd, Sapphire
695 Trays Island Rd, Sapphire
$798,500
2 Beds ⋅ 4 Baths ⋅ 1004167 MLS
Watch the western sky light up over Chimney Top Mountain from this welcoming contemporary mountain home. Abundant windows frame the views throughout its two levels, while an open main level brings together a spacious living area with a wood-burning fireplace, a dining area, and two inviting sitting areas. The updated kitchen features granite countertops, a sit-up bar with cabinetry on both sides for ample storage, and an adjacent walk-in pantry and laundry area. The primary suite is also on the main level, making one-level living an option. A half bathroom near the entry foyer adds convenience. Outside, the open deck invites you to linger over the view, with a retractable awning for comfort on sunny afternoons. Downstairs, guests have a private ensuite bedroom, while two bonus rooms offer space for an office, fitness room, or other flexible uses. An additional full bathroom serves this level. Each lower-level room enjoys Chimney Top views and access to the screened porch, where a gas fireplace and built-in TV create another comfortable place to gather. A separate entrance leads from this level to the backyard. Since ownership, the interior has been painted, all bathrooms have been updated, and engineered hardwood flooring adds warmth throughout. Ample closets and storage, a large encapsulated crawlspace with two access doors, and generous parking add everyday practicality. The home is offered partially furnished. Close to Sapphire amenities and convenient to Cashiers, Highlands, Brevard, and Asheville Regional Airport, this home is ready to enjoy as a primary residence, mountain getaway, or investment property. Settle in for the sunset — and let the view of Chimney Top draw you back outside.

695 Trays Island Rd, Sapphire
138 Elderberry Dr, Sapphire
$869,000
3 Beds ⋅ 3 Baths ⋅ 1003988 MLS
Welcome to 138 Elderberry Drive, offered for the first time and ready for its next chapter. Located in the Holly Forest community of Sapphire, this well-maintained mountain home offers a warm and inviting setting with generous living spaces, multiple fireplaces, and wonderful outdoor areas for enjoying the cool mountain seasons. A covered front porch with classic locust railings provides a welcoming approach to the home. Inside, the open-concept main level features a spacious kitchen with an oversized center island that flows naturally into the large living room. Wood cathedral ceilings add warmth and character overhead, while a stone, wood-burning fireplace anchors the room. Outdoor living extends from both sides of the living area. One side opens to a covered and screened deck featuring its own stone, wood-burning fireplace, an ideal spot for cool evenings by the fire. On the opposite side, a second covered, open-air deck offers additional space for grilling, dining, and relaxing outdoors. The primary suite features wood cathedral ceilings and a pass-through fireplace shared with the living room. The primary bathroom includes a double vanity, oversized walk-in shower, and large walk-in closet. On the opposite side of the home, two guest bedrooms share a full hall bathroom with a tub, and one bedroom enjoys direct access to the covered deck. The lower level adds considerable flexibility with high ceilings, a multipurpose bonus room, a third full bathroom with a tub, and an expansive media and recreation room with plenty of space for effortless entertaining. A laundry and mudroom provide convenient access to the attached two-car garage, while a separate utility room offers additional functionality. With multiple covered outdoor living areas, two wood-burning fireplaces, generous gathering spaces, and a comfortable three-bedroom layout, 138 Elderberry Drive is well-suited for both full-time mountain living and a relaxing Sapphire getaway. Spend summer evenings grilling on the deck, gather around the outdoor fireplace as the temperatures cool, and enjoy the easygoing mountain lifestyle that makes Sapphire such a special place to call home.

138 Elderberry Dr, Sapphire
120 Holly Forest Ct, Sapphire
$674,000
2 Beds ⋅ 4 Baths ⋅ 1004276 MLS
Tucked into Sapphire's wooded mountain setting, 120 Holly Forest Ct offers a warm, inviting retreat surrounded by natural beauty. The dramatic great room features soaring ceilings, exposed wood beams, hardwood floors, and a striking floor-to-ceiling stone fireplace, with broad windows bringing the outdoors in. An open dining area flows into the updated kitchen with crisp cabinetry, stainless steel appliances, generous counter space, and a breakfast bar. Multiple bedrooms and baths provide plenty of room for family and guests, while the loft adds flexible space overlooking the main living area. Downstairs, a spacious second living area with rustic wood ceilings and a wood stove creates an ideal spot for relaxing, recreation, or entertaining. Multiple decks invite you to enjoy the peaceful wooded surroundings and cool mountain air, while a garage provides convenient parking and storage. Residents can also enjoy an impressive array of community amenities, including a pool, fitness center, tennis and basketball courts, playground, barbecue areas, recreation facilities, and trails and paths. Located in the heart of Sapphire, this mountain home combines rustic character, comfortable living spaces, abundant recreation, and the relaxed Western North Carolina mountain lifestyle.

120 Holly Forest Ct, Sapphire
67 Rock Mountain Rd, Sapphire
$1,280,000
4 Beds ⋅ 5 Baths ⋅ 1004273 MLS
This Stone Creek Estates home blends refined mountain style with exceptional rental potential. Cathedral ceilings, timber accents and a floor-to-ceiling stone fireplace enhance the great room, while walls of glass frame sweeping treetop views. The open layout flows to a screened dining porch and expansive decks ideal for mountain living. The main-level primary suite offers peaceful views and a spa-inspired bath. Upstairs, a loft, with a half bath, overlooks the great room and joins two guest bedrooms with a Jack-and-Jill bath. The lower level features a private exterior-access en-suite with a new mini-split and its own deck is perfect for guests. Convenient to Sapphire Valley amenities, dining, recreation and the Country Club of Sapphire Valley (membership by invitation. An encapsulated crawlspace and radon mitigation system provide added peace of mind. Ideal as a vacation rental, year-round or second home or legacy retreat.

67 Rock Mountain Rd, Sapphire
134 Racquet Club Villas Dr Unit D, Sapphire
$529,000
2 Beds ⋅ 2 Baths ⋅ 1004154 MLS ⋅ Racquet Club Villas BLDG.
Turn-key with upgrades throughout! This residence was extensively refreshed and renovated in late 2025. The kitchen now features all-new appliances and new granite countertops that offer both function and sophistication. Both bathrooms have been fully remodeled, including the primary bathroom with modern fixtures and a walk-in shower. The closets have been upgraded with California-style shelving and cabinets. This is true “lock & leave,” easy living in the beautiful area of Sapphire in Western North Carolina with surrounding mountains, and stunning sunsets. The villa gives the feel of natural forest living, while having all the modern conveniences one could want at hand. High-grade, brand-new flooring throughout the living area creates a cohesive, updated interior and new paint has given the villa a modern look. The great room is enhanced by vaulted ceilings and a floor-to-ceiling wood-burning stone fireplace. The interior of the fireplace was completely rebuilt and never used. Leading off the dining area, enjoy outdoor living, where a covered porch and recently refinished open deck provide inviting, shaded spaces to relax, while taking in unobstructed views of the golf course and surrounding mountains. If you are looking to stay for a short while, or come and go as you please, Racquet Club Villas allow rentals if passive income is of interest. Conveniently positioned near the Lawn Sports Pavilion, this property combines updated features and a desirable location, presenting an excellent opportunity to own within one of the Plateau’s most welcoming communities. Burlingame is a family-focused mountain community set at approximately 3,000 feet in Sapphire, North Carolina, offering a lifestyle that balances natural beauty, recreation, and connection. Winding roads, parks, hiking trails, fishing ponds, and trout waters create an inviting setting for time outdoors, while homes range from golf-course residences to riverfront and mountain-view retreats. At the heart of the community, and just around the corner, is Burlingame Country Club, featuring 24/7 security, fine dining, social spaces, an 18-hole championship golf course, fitness facilities, tennis, pickleball, croquet and a heated pool. Club membership is available upon application and approval and is not required for property ownership, allowing residents to enjoy Burlingame’s relaxed, welcoming lifestyle at their own pace.

134 Racquet Club Villas Dr Unit D, Sapphire
1032 Buckberry Dr, Sapphire
$1,375,000
4 Beds ⋅ 4 Baths ⋅ 1004252 MLS
Welcome to this beautifully finished new construction home in Holly Forest, ideally located in Sapphire Valley just 10 minutes from the heart of Cashiers. Thoughtfully designed for easy mountain living, this four-bedroom, four-bath residence offers a comfortable open floor plan, mountain views, and flexible spaces for both everyday enjoyment and hosting family and friends. The main level features a spacious primary en-suite along with a second bedroom and full bath, providing convenient one-level living. At the center of the home, the open-concept kitchen, dining, and living areas flow seamlessly together beneath a vaulted ceiling. Floor-to-ceiling picture windows fill the great room with natural light while framing the mountain views, creating an inviting setting to relax or entertain. The lower level expands the living space with two additional en-suite guest bedrooms and a generous family room, offering plenty of privacy and room for guests to spread out. Outside, the gently sloping homesite provides excellent usability and could easily accommodate a fenced backyard, lawn, garden, or additional outdoor living space should a future owner desire. Ownership includes membership in the Sapphire Valley Master Association, providing access to an extensive collection of recreational amenities, including the Recreation and Community Centers, Fairfield Lake and beach access, pickleball and tennis, golf, walking trails, seasonal skiing and tubing, and additional activities throughout the year. Completed and ready to enjoy, this new construction home offers an appealing combination of mountain views, thoughtful design, resort amenities, and convenient access to Cashiers.

1032 Buckberry Dr, Sapphire
341 Trays Island Rd, Sapphire
$739,000
3 Beds ⋅ 3 Baths ⋅ 1004161 MLS
Located in Sapphire, North Carolina’s desirable Holly Forest subdivision, this beautifully maintained home blends timeless character with thoughtful updates. The property offers three bedrooms, two full baths, one half bath, level entry, and a welcoming circular driveway. An expansive wraparound deck with a built-in barbecue area provides an inviting place to gather by the fire and enjoy mountain views, with the potential to open even broader vistas. Inside, crown molding, a gas fireplace, updated lighting, renovated kitchen and bathrooms, rich maple flooring, and an open, entertainment-friendly layout add comfort and appeal. Upstairs, three spacious bedrooms overlook wooded and mountain scenery. The bright, tiled three-season sunroom brings in abundant natural light and showcases long-range mountain and sunset views. Offered partially furnished, the home is ready for an easy move-in complete with access to Sapphire Valley Master Association amenities including Fairfield Lake, indoor and outdoor pools, tennis and pickleball courts, gym, sauna, jacuzzi, hiking trails, a pavilion, and barbecue area. Short term rentals are permitted.

341 Trays Island Rd, Sapphire
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