987 Cold Mountain Rd, Lake Toxaway, NC 28747

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$2,800,000
List Price
$3,250,000
Closing Date
Jun 18, 2026
MLS#
1002821
Status
CLOSED
Type
Single Family Residential
Bedrooms
3
Bathrooms
3
Region
Toxaway
Subdivision
Lake Toxaway Estates

Property Description

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake. The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area. Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

Additional Information

Exterior Features
Boat Slip, Dock, Private Entrance, Private Yard
Interior Features
Ceiling Fans, Primary Downstairs, Open Floor Plan
Heating
Electric, Natural Gas, Heat Pump
Cooling
Central Air
Year Built
1973
Appliances
Dryer, Dishwasher, Microwave, Oven, Refrigerator, Washer
Water
Well
Sewer
Septic Tank
View
Lake, Mountain(s), Water

How much is your home worth?

...get instant property value now!

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Fisher Realty Sapphire/Toxaway. Selling Office: Lake Toxaway Company.